Ever in need of an emergency cash or quick loan but don't want to use the cash advance facility of your credit card? If you happen to have a Metrobank credit card, then that might do the trick for you.
Metrobank's Cash2Go enables you to convert your credit card's available credit, or a part thereof, to cash and repayment scheme is available in 3,6,9,12,18 and 24 months. Minimum amount to be converted is Php3000, or the monthly payment should not go below Php500.
I availed of this promo twice already. I applied in the nearest Metrobank Branch for this quick credit loan and got my transaction approved and cash ready in just a couple of minutes. I just presented a valid ID and my credit card, and the accomplished Cash2Go application form (available in the bank). On my second application (in a different bank), they asked me to photocopy my valid ID (front and back), together with my Metrobank credit card. So if you are planning to avail of this quick cash loan, have the photocopy of the said cards handy, just in case they ask for it.
The request is still subject for approval. But I think they are just evaluating you in terms of the available credit you have in your credit card, as well as your credit standing (how regular have you been paying your bills). To determine if your transaction is approved, bank officers are calling a certain phone number, stating your name and credit card number, as well as the requested amount (Yes, that simple!!)
The good thing about this is you don't need to submit a lot of requirements such as payslip, certificate of employment, unlike other loan facilities wherein the processing of your application takes a week or two. You can use this to consolidate your debt with less hassle. This one of the main reason why I keep my Metrobank credit card, on top of my other credit cards.
You can also avail of Cash2Go promo by calling 8-700-700. Interest rates are slightly lower for phone-in transactions compared to that offered in Metrobank branches, but the amount you applied for will be credited to your account (MBTC or other bank) after 3 business days. You may use their calculator for you to have an idea of your monthly amount due on your desired terms.
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hi there! can i avail cash2go in behalf of the cardholder (which is my mother)? Because she cant do it by herself due to sudden mental illness.
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ReplyDeletewhy is it that I applied online for cash 2 go, But its been 15 days now I still dont have the money?
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